P.O. Box 299 • 4916 Plank Road • North Garden, VA 22959
Phone: 434-293-5201  Fax: 434-293-4923
Toll Free: 877-293-5201 Telephone Banking: 877-293-5202
Scottsville Branch: 434-286-4284
ODNB's Online Banking
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ODNB Calculators
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The following financial calculators are provided to assist in your planning, estimating and exploring your financial options.  
Bi-Weekly Mortgage Calculator
This calculator will show you how much you will save if you make 1/2 of your mortgage payment every two weeks instead of making a full mortgage payment once a month. In effect, you will be making one extra mortgage payment per year--without hardly noticing the additional cash outflow. But, as you are about to discover, you will certainly notice the increased cash flow that will occur when you pay your mortgage off way ahead of schedule!
Loan Comparison Calculator
This calculator will help you to compare the total interest charges of four different loans.
Future Value
This calculator will show you the Forgone Interest Earnings that will result after spending a given dollar amount on a non-appreciating, non-necessary purchase.  
Future Value of Personal Payments Calculator
This calculator will show you how much interest you will earn over a given period of time; at any given interest rate; based on an initial investment plus a fixed monthly addition. The calculator compounds monthly and assumes deposits are made at the beginning of each month.
CheckFree Online Savings Calculator
This calculator will quickly show you how much postage and time you would save by using our electronic bill pay product.
If you wish to further pursue your financial options, please feel free to contact ODNB at 434-293-5201 or 877-293-5201 during business hours or E-mail us at customer.service@odnbonline.com to schedule a financial consultation.

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